Finance &
Funding

We’ve got you covered with the Career Training Smart Option Student Loan® through Sallie Mae. Through this scheme you can pay for all your eligible professional training and trade certificate course expenses for an entire year.

When it comes to how you’ll pay back your loan, you’re in control. You choose your type of interest rate, and the repayment option that works for you. The choices you make will affect how much your loan will cost you in the long run.

Fixed interest rates always stay the same. If you want predictable monthly payments, this is the option for you.

OR

Variable interest rates generally start out lower than fixed rates, but they can rise and fall, which means your payments may vary over time.

You can make extra payments whenever you want, which can help you pay off your loan sooner and save money. Sallie Mae never penalize you for paying off your loan early.

For more information about repayment options, visit www.salliemae.com/ctsmartloan.

Sallie Mae Career Training Smart Options Student Loan: Eligibility criteria

• U.S. Citizens and Permanent Resident Aliens are eligible.
• Resident Alien with required U.S. Citizenship and Immigration Service (USCIS) documentation.
• Non-U.S. citizen students (including DACA students) who reside in and attend school in the U.S., are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity.
• Those who meet current credit and other eligibility criteria.
• If you still need funds after maximizing grants, scholarships, and federal student loans you can apply.
• Anyone taking courses that do not qualify for federal student loans.
• Students attending summer classes or continuing education classes.
• Those who still need funds after maximizing grants, scholarships, and federal student loans.
• Students taking courses that do not qualify for federal student loans.

Applying is easy! Students (or co-signers) can apply online. This takes approximately 15 minutes.

Once you have applied, you will receive your credit approval. This includes your estimated monthly payment amounts, interest rates, and total number of payments to help select your repayment option.

1: First, complete the application form online.
2: Under “Loan Needs,” select whether you are a student, co-signer, parent or sponsor.
3: For “Type of Program,” select “Career training school.”
4: Select “Florida” for the state.
5: Type in “Skyborne Airline Academy,” Skyborne will be an option to click on.
6: Provide requested information.
7. Once your account is established, you will have login credentials to check in anytime.

Meritize knows you are more than your credit score, and that is why they look at your past achievements to potentially enhance your loan options.

A few reasons why Meritize is a great option for students wanting to fund their flight training:

• Fixed and variable interest rates available** Flexible payment options, including deferring full principal and interest payments until 3 months after you complete your training
• Customer support available 6 days a week
• 0.25% interest rate deduction if you sign up for autopay***

Checking your loan options with Meritize has never been easier. You can fill out a short application to check your loan options without impacting your credit score.

If loan options are available to you, Meritize will request your merit information to finalize your application. This could be in the form of:

• Academic Experience (Official or unofficial transcript or HSE certification)
• Military Experience (DD214)

Skyborne Airline Academy does not endorse a particular lender, nor is it affiliated with Meritize Financial, Inc. (“Meritize”) or the Meritize platform.

Meritize Lending, LLC, NMLS ID 1661035 (NMLS Consumer Access https://www.nmlsconsumeraccess.org/)
Meritize Financial, Inc. NMLS ID 1986399 (NMLS Consumer Access https://www.nmlsconsumeraccess.org/)